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ObamaCare includes prescription drug coverage through two primary mechanisms: Medicare Part D plans for seniors on Medicare and stand-alone Prescription Drug Plans (PDPs) available through Health Insurance Marketplaces for those not enrolled in Medicare。For Medicare beneficiaries,Part D plans cover most outpatient prescription drugs,with some exceptions like insulin being fully covered under Medicare rules。For marketplace enrollees,plans must cover a standard list of medications known as the formulary,which includes many commonly prescribed drugs。
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